Warm the milk. Add the saffron and let it seep.
Heat ghee and oil in a wide saucepan. Fry the onions till crisp. Drain and set aside.
Fry the cashew-nuts and pistachios. Drain and keep along with the fried onions.
Add the raisins, and let it puff. Immediately drain and keep along with the other ingredients.
In the same oil-ghee, splutter cumin seeds.
Add the whole spices - cloves to star anise and fry it briefly.
Add the drained rice and saute till crisp. Add the milk and cook for a minute.
Now add the boiling water and sufficient salt and allow it to boil on high flame.
Reduce to the lowest possible and cook on closed lid till water evaporates and the rice is cooked.
Add the fried ingredients (onions, nuts, raisins) and the fruits and toss altogether.
Switch off immediately.
Serve warm with a spicy curry - it is good as it is!